/* ============================================================
   NIGHTLIGHT FUNDING — Premium Dark UI
   Design: Dark navy + warm gold, glassmorphism, aurora glow
   ============================================================ */

@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800;900&display=swap');

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --bg:          #070E1A;
  --bg-surface:  #0A1628;
  --bg-card:     rgba(255,255,255,0.04);
  --gold:        #F4A622;
  --gold-dark:   #C8841A;
  --gold-soft:   rgba(244,166,34,0.18);
  --gold-glow:   rgba(244,166,34,0.35);
  --glass-bg:    rgba(255,255,255,0.05);
  --glass-border:rgba(255,255,255,0.09);
  --white:       #FFFFFF;
  --muted:       rgba(255,255,255,0.5);
  --muted2:      rgba(255,255,255,0.25);
  --radius-sm:   8px;
  --radius-md:   16px;
  --radius-lg:   24px;
  --radius-xl:   32px;
}

html { scroll-behavior: smooth; }

body {
  font-family: 'Inter', sans-serif;
  background: var(--bg);
  color: var(--white);
  line-height: 1.6;
  overflow-x: hidden;
}

/* ---- GRAIN TEXTURE OVERLAY ---- */
body::before {
  content: '';
  position: fixed;
  inset: 0;
  background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 256 256' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='noise'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23noise)' opacity='0.04'/%3E%3C/svg%3E");
  pointer-events: none;
  z-index: 0;
  opacity: 0.4;
}

/* ---- AURORA BACKGROUND ---- */
.aurora {
  position: absolute;
  inset: 0;
  overflow: hidden;
  pointer-events: none;
  z-index: 0;
}

.orb {
  position: absolute;
  border-radius: 50%;
  filter: blur(80px);
  animation: drift 14s ease-in-out infinite;
}

.orb-1 {
  width: 500px; height: 500px;
  background: radial-gradient(circle, rgba(244,166,34,0.18) 0%, transparent 70%);
  top: -180px; left: -100px;
  animation-delay: 0s;
}

.orb-2 {
  width: 420px; height: 420px;
  background: radial-gradient(circle, rgba(200,100,20,0.14) 0%, transparent 70%);
  top: -80px; right: -100px;
  animation-delay: -5s;
}

.orb-3 {
  width: 350px; height: 350px;
  background: radial-gradient(circle, rgba(244,166,34,0.1) 0%, transparent 70%);
  bottom: -100px; left: 40%;
  animation-delay: -9s;
}

@keyframes drift {
  0%, 100% { transform: translate(0, 0) scale(1); }
  33%       { transform: translate(30px, -40px) scale(1.05); }
  66%       { transform: translate(-20px, 30px) scale(0.97); }
}

/* ---- CURSOR GLOW ---- */
.cursor-glow {
  position: fixed;
  width: 300px; height: 300px;
  background: radial-gradient(circle, rgba(244,166,34,0.07) 0%, transparent 70%);
  border-radius: 50%;
  pointer-events: none;
  z-index: 9999;
  transform: translate(-50%, -50%);
  transition: opacity 0.3s;
}

/* ---- SCROLL ANIMATIONS ---- */
.reveal {
  opacity: 0;
  transform: translateY(36px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}
.reveal.visible {
  opacity: 1;
  transform: translateY(0);
}

/* ---- NAV ---- */
nav {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  padding: 0 5%;
  height: 72px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  transition: background 0.4s, backdrop-filter 0.4s, border-bottom 0.4s;
}

nav.scrolled {
  background: rgba(7, 14, 26, 0.85);
  backdrop-filter: blur(20px);
  border-bottom: 1px solid var(--glass-border);
}

.nav-logo img {
  height: 42px;
  width: auto;
}

.nav-logo-text {
  display: flex;
  flex-direction: column;
  line-height: 1.15;
  text-decoration: none;
}

.nav-logo-text .logo-main {
  font-size: 1.15rem;
  font-weight: 900;
  color: var(--white);
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.nav-logo-text .logo-sub {
  font-size: 0.6rem;
  font-weight: 600;
  color: var(--gold);
  letter-spacing: 0.28em;
  text-transform: uppercase;
}

.footer-brand .nav-logo-text .logo-main { font-size: 1rem; }
.footer-brand .nav-logo-text .logo-sub  { font-size: 0.55rem; }

.nav-links {
  display: flex;
  align-items: center;
  gap: 2.2rem;
  list-style: none;
}

.nav-links a {
  color: var(--muted);
  text-decoration: none;
  font-size: 0.88rem;
  font-weight: 500;
  transition: color 0.2s;
}

.nav-links a:hover { color: var(--white); }

.nav-cta {
  background: var(--gold);
  color: var(--bg) !important;
  padding: 0.5rem 1.3rem;
  border-radius: var(--radius-sm);
  font-weight: 700 !important;
  font-size: 0.88rem !important;
  transition: background 0.2s, box-shadow 0.2s, transform 0.15s !important;
  box-shadow: 0 0 0 rgba(244,166,34,0);
}

.nav-cta:hover {
  background: var(--gold-dark) !important;
  color: var(--bg) !important;
  box-shadow: 0 0 24px var(--gold-glow) !important;
  transform: translateY(-1px);
}

/* ---- HERO ---- */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  padding: 120px 5% 80px;
  overflow: hidden;
}

.hero-inner {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
  max-width: 1200px;
  margin: 0 auto;
  width: 100%;
}

.hero-tag {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: var(--gold-soft);
  border: 1px solid rgba(244,166,34,0.25);
  border-radius: 100px;
  padding: 0.35rem 1rem;
  font-size: 0.78rem;
  font-weight: 600;
  color: var(--gold);
  margin-bottom: 1.5rem;
  letter-spacing: 0.03em;
}

.hero-tag-dot {
  width: 6px; height: 6px;
  background: var(--gold);
  border-radius: 50%;
  animation: pulse-dot 2s ease-in-out infinite;
}

@keyframes pulse-dot {
  0%, 100% { opacity: 1; transform: scale(1); }
  50% { opacity: 0.5; transform: scale(0.7); }
}

.hero h1 {
  font-size: clamp(2.4rem, 4.5vw, 3.8rem);
  font-weight: 900;
  line-height: 1.1;
  letter-spacing: -0.03em;
  margin-bottom: 1.4rem;
}

.hero h1 .grad {
  background: linear-gradient(120deg, #F4A622 0%, #FFD080 50%, #F4A622 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.hero p {
  font-size: 1.1rem;
  color: var(--muted);
  max-width: 480px;
  margin-bottom: 2.5rem;
  line-height: 1.75;
}

.hero-btns {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
}

.btn-gold {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: var(--gold);
  color: var(--bg);
  font-weight: 700;
  font-size: 0.95rem;
  padding: 0.85rem 2rem;
  border-radius: var(--radius-sm);
  border: none;
  cursor: pointer;
  text-decoration: none;
  transition: background 0.2s, box-shadow 0.2s, transform 0.15s;
  box-shadow: 0 4px 20px rgba(244,166,34,0.3);
}

.btn-gold:hover {
  background: var(--gold-dark);
  box-shadow: 0 4px 32px rgba(244,166,34,0.5);
  transform: translateY(-2px);
  color: var(--bg);
  text-decoration: none;
}

.btn-ghost {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: var(--glass-bg);
  color: var(--white);
  font-weight: 600;
  font-size: 0.95rem;
  padding: 0.85rem 2rem;
  border-radius: var(--radius-sm);
  border: 1px solid var(--glass-border);
  cursor: pointer;
  text-decoration: none;
  backdrop-filter: blur(10px);
  transition: background 0.2s, border-color 0.2s, transform 0.15s;
}

.btn-ghost:hover {
  background: rgba(255,255,255,0.09);
  border-color: rgba(255,255,255,0.2);
  transform: translateY(-2px);
  color: var(--white);
  text-decoration: none;
}

.hero-badges {
  display: flex;
  gap: 1.5rem;
  margin-top: 2.5rem;
  flex-wrap: wrap;
}

.hero-badge {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.82rem;
  color: var(--muted);
}

.hero-badge-icon {
  color: var(--gold);
  font-size: 0.9rem;
}

/* ---- APPROVAL CARD MOCKUP ---- */
.hero-visual {
  position: relative;
  display: flex;
  justify-content: center;
  align-items: center;
}

.approval-card {
  background: rgba(255,255,255,0.05);
  backdrop-filter: blur(24px);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius-xl);
  padding: 2rem;
  width: 100%;
  max-width: 360px;
  box-shadow: 0 24px 80px rgba(0,0,0,0.5), 0 0 60px rgba(244,166,34,0.08);
  animation: float 6s ease-in-out infinite;
  position: relative;
  z-index: 2;
}

@keyframes float {
  0%, 100% { transform: translateY(0px); }
  50% { transform: translateY(-14px); }
}

.card-top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 1.5rem;
}

.card-badge-approved {
  display: flex;
  align-items: center;
  gap: 0.4rem;
  background: rgba(34,197,94,0.15);
  border: 1px solid rgba(34,197,94,0.3);
  color: #4ADE80;
  font-size: 0.75rem;
  font-weight: 700;
  padding: 0.3rem 0.8rem;
  border-radius: 100px;
  letter-spacing: 0.03em;
}

.status-dot-green {
  width: 6px; height: 6px;
  background: #4ADE80;
  border-radius: 50%;
  animation: pulse-green 2s ease-in-out infinite;
}

@keyframes pulse-green {
  0%, 100% { opacity: 1; box-shadow: 0 0 0 0 rgba(74,222,128,0.4); }
  50% { opacity: 0.7; box-shadow: 0 0 0 4px rgba(74,222,128,0); }
}

.card-date {
  font-size: 0.75rem;
  color: var(--muted);
}

.card-amount {
  font-size: 2.8rem;
  font-weight: 900;
  letter-spacing: -0.04em;
  background: linear-gradient(120deg, #F4A622, #FFD080);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  margin-bottom: 0.3rem;
}

.card-business {
  font-size: 0.88rem;
  color: var(--muted);
  margin-bottom: 1.5rem;
}

.progress-label {
  display: flex;
  justify-content: space-between;
  font-size: 0.75rem;
  color: var(--muted);
  margin-bottom: 0.5rem;
}

.progress-track {
  height: 6px;
  background: rgba(255,255,255,0.08);
  border-radius: 100px;
  overflow: hidden;
  margin-bottom: 1.5rem;
}

.progress-fill {
  height: 100%;
  width: 0%;
  background: linear-gradient(90deg, #F4A622, #FFD080);
  border-radius: 100px;
  transition: width 2s ease 0.5s;
}

.card-divider {
  height: 1px;
  background: var(--glass-border);
  margin-bottom: 1.2rem;
}

.card-row {
  display: flex;
  justify-content: space-between;
  font-size: 0.82rem;
  color: var(--muted);
  margin-bottom: 0.5rem;
}

.card-row span:last-child {
  color: var(--white);
  font-weight: 600;
}

.card-funded-tag {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.4rem;
  background: var(--gold-soft);
  border: 1px solid rgba(244,166,34,0.2);
  color: var(--gold);
  font-size: 0.8rem;
  font-weight: 600;
  padding: 0.6rem;
  border-radius: var(--radius-sm);
  margin-top: 1.2rem;
}

/* FLOATING NOTIFICATION TOAST */
.toast {
  position: absolute;
  bottom: -28px;
  left: -30px;
  background: rgba(10, 22, 40, 0.92);
  backdrop-filter: blur(20px);
  border: 1px solid var(--glass-border);
  border-radius: var(--radius-md);
  padding: 0.9rem 1.1rem;
  display: flex;
  align-items: center;
  gap: 0.7rem;
  min-width: 230px;
  box-shadow: 0 8px 32px rgba(0,0,0,0.4);
  animation: toast-slide 0.5s ease 2.5s both, float 7s ease-in-out 3s infinite;
  opacity: 0;
}

@keyframes toast-slide {
  from { opacity: 0; transform: translateX(-20px); }
  to { opacity: 1; transform: translateX(0); }
}

.toast-icon {
  font-size: 1.4rem;
  flex-shrink: 0;
}

.toast-text {
  font-size: 0.78rem;
  line-height: 1.4;
}

.toast-text strong {
  color: var(--gold);
  font-weight: 700;
  display: block;
}

.toast-text span { color: var(--muted); }

/* GLOW RING BEHIND CARD */
.card-glow-ring {
  position: absolute;
  width: 380px; height: 380px;
  background: radial-gradient(circle, rgba(244,166,34,0.1) 0%, transparent 65%);
  border-radius: 50%;
  animation: float 8s ease-in-out infinite reverse;
  z-index: 1;
}

/* ---- STATS STRIP ---- */
.stats-strip {
  position: relative;
  z-index: 2;
  background: rgba(255,255,255,0.03);
  border-top: 1px solid var(--glass-border);
  border-bottom: 1px solid var(--glass-border);
  padding: 2.2rem 5%;
}

.stats-inner {
  max-width: 1100px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1rem;
}

.stat-item {
  text-align: center;
  padding: 0.5rem;
}

.stat-num {
  font-size: clamp(2rem, 3vw, 2.8rem);
  font-weight: 900;
  letter-spacing: -0.04em;
  background: linear-gradient(120deg, #F4A622, #FFD080);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  display: block;
}

.stat-label {
  font-size: 0.82rem;
  color: var(--muted);
  margin-top: 0.2rem;
}

/* ---- SECTION BASE ---- */
.section {
  position: relative;
  padding: 90px 5%;
  z-index: 2;
}

.section-eyebrow {
  display: inline-block;
  font-size: 0.75rem;
  font-weight: 700;
  color: var(--gold);
  letter-spacing: 0.1em;
  text-transform: uppercase;
  margin-bottom: 0.8rem;
}

.section-title {
  font-size: clamp(1.8rem, 3vw, 2.8rem);
  font-weight: 900;
  letter-spacing: -0.03em;
  margin-bottom: 0.8rem;
  line-height: 1.15;
}

.section-sub {
  font-size: 1rem;
  color: var(--muted);
  max-width: 500px;
  line-height: 1.75;
}

.text-center { text-align: center; }
.text-center .section-sub { margin: 0 auto; }

/* ---- BENTO GRID ---- */
.bento-grid {
  display: grid;
  grid-template-columns: repeat(12, 1fr);
  grid-template-rows: auto;
  gap: 1.2rem;
  max-width: 1100px;
  margin: 3.5rem auto 0;
}

.bento-card {
  background: var(--glass-bg);
  backdrop-filter: blur(16px);
  border: 1px solid var(--glass-border);
  border-radius: var(--radius-lg);
  padding: 2rem;
  transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
  cursor: default;
  transform-style: preserve-3d;
  will-change: transform;
}

.bento-card:hover {
  border-color: rgba(244,166,34,0.25);
  box-shadow: 0 12px 48px rgba(0,0,0,0.3), 0 0 30px rgba(244,166,34,0.06);
}

/* Bento layout positions */
.bento-1 { grid-column: span 5; }
.bento-2 { grid-column: span 4; }
.bento-3 { grid-column: span 3; }
.bento-4 { grid-column: span 3; }
.bento-5 { grid-column: span 5; }
.bento-6 { grid-column: span 4; }

.bento-icon {
  font-size: 2.2rem;
  margin-bottom: 1.2rem;
  display: block;
}

.bento-card h3 {
  font-size: 1.15rem;
  font-weight: 700;
  margin-bottom: 0.6rem;
  letter-spacing: -0.02em;
}

.bento-card p {
  font-size: 0.88rem;
  color: var(--muted);
  line-height: 1.7;
}

.bento-card .bento-num {
  font-size: 2.4rem;
  font-weight: 900;
  letter-spacing: -0.05em;
  background: linear-gradient(120deg, #F4A622, #FFD080);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  display: block;
  margin-bottom: 0.3rem;
}

/* ---- HOW IT WORKS ---- */
.steps-wrapper {
  max-width: 900px;
  margin: 3.5rem auto 0;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
  position: relative;
}

.steps-wrapper::before {
  content: '';
  position: absolute;
  top: 28px;
  left: calc(16.6% + 14px);
  right: calc(16.6% + 14px);
  height: 1px;
  background: linear-gradient(90deg, var(--gold-soft), rgba(244,166,34,0.08));
  z-index: 0;
}

.step-card {
  text-align: center;
  position: relative;
  z-index: 1;
  padding: 2rem 1.5rem;
  background: var(--glass-bg);
  border: 1px solid var(--glass-border);
  border-radius: var(--radius-lg);
  transition: transform 0.25s ease, border-color 0.25s ease;
}

.step-card:hover {
  transform: translateY(-6px);
  border-color: rgba(244,166,34,0.25);
}

.step-num-circle {
  width: 56px; height: 56px;
  border-radius: 50%;
  background: var(--gold-soft);
  border: 1px solid rgba(244,166,34,0.3);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  font-weight: 900;
  color: var(--gold);
  margin: 0 auto 1.4rem;
}

.step-card h3 {
  font-size: 1rem;
  font-weight: 700;
  margin-bottom: 0.5rem;
}

.step-card p {
  font-size: 0.85rem;
  color: var(--muted);
  line-height: 1.7;
}

/* ---- TRUST SECTION ---- */
.trust-section {
  background: rgba(255,255,255,0.02);
  border-top: 1px solid var(--glass-border);
  border-bottom: 1px solid var(--glass-border);
}

.trust-cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.2rem;
  max-width: 1100px;
  margin: 3rem auto 0;
}

.trust-card {
  background: var(--glass-bg);
  border: 1px solid var(--glass-border);
  border-radius: var(--radius-lg);
  padding: 1.8rem;
  transition: transform 0.25s ease, border-color 0.25s ease;
}

.trust-card:hover {
  transform: translateY(-4px);
  border-color: rgba(244,166,34,0.2);
}

.trust-stars {
  color: var(--gold);
  font-size: 0.9rem;
  letter-spacing: 2px;
  margin-bottom: 1rem;
}

.trust-quote {
  font-size: 0.9rem;
  color: rgba(255,255,255,0.75);
  line-height: 1.75;
  margin-bottom: 1.4rem;
  font-style: italic;
}

.trust-author {
  display: flex;
  align-items: center;
  gap: 0.8rem;
}

.trust-avatar {
  width: 38px; height: 38px;
  border-radius: 50%;
  background: var(--gold-soft);
  border: 1px solid rgba(244,166,34,0.3);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--gold);
}

.trust-name {
  font-size: 0.85rem;
  font-weight: 700;
}

.trust-biz {
  font-size: 0.75rem;
  color: var(--muted);
}

/* ---- PRODUCTS GRID ---- */
.products-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.25rem;
  margin-top: 3rem;
}

.product-card {
  background: var(--glass-bg);
  border: 1px solid var(--glass-border);
  border-radius: var(--radius-md);
  padding: 1.75rem 1.5rem;
  transition: transform 0.3s ease, border-color 0.3s ease;
}

.product-card:hover {
  transform: translateY(-4px);
  border-color: rgba(244,166,34,0.3);
}

.product-icon {
  font-size: 1.75rem;
  margin-bottom: 1rem;
}

.product-card h3 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--white);
  margin-bottom: 0.6rem;
}

.product-card p {
  font-size: 0.85rem;
  color: var(--muted);
  line-height: 1.6;
}

/* ---- CTA SECTION ---- */
.cta-section {
  position: relative;
  overflow: hidden;
  text-align: center;
}

.cta-inner {
  position: relative;
  z-index: 2;
  max-width: 640px;
  margin: 0 auto;
}

.cta-section h2 {
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 900;
  letter-spacing: -0.04em;
  margin-bottom: 1rem;
  line-height: 1.1;
}

.cta-section h2 .grad {
  background: linear-gradient(120deg, #F4A622, #FFD080);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.cta-section p {
  color: var(--muted);
  margin-bottom: 2.2rem;
  font-size: 1rem;
  line-height: 1.75;
}

/* ---- FORM PAGE ---- */
.form-page {
  min-height: 100vh;
  padding: 120px 5% 80px;
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
  overflow: hidden;
}

.form-card {
  position: relative;
  z-index: 2;
  background: rgba(255,255,255,0.04);
  backdrop-filter: blur(24px);
  border: 1px solid var(--glass-border);
  border-radius: var(--radius-xl);
  padding: 3rem;
  max-width: 600px;
  width: 100%;
  box-shadow: 0 32px 80px rgba(0,0,0,0.5);
}

.form-card h2 {
  font-size: 2rem;
  font-weight: 900;
  letter-spacing: -0.03em;
  margin-bottom: 0.4rem;
}

.form-card .form-sub {
  color: var(--muted);
  font-size: 0.92rem;
  margin-bottom: 2.2rem;
}

.form-group {
  margin-bottom: 1.2rem;
}

.form-group label {
  display: block;
  font-size: 0.82rem;
  font-weight: 600;
  color: rgba(255,255,255,0.75);
  margin-bottom: 0.45rem;
  letter-spacing: 0.02em;
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 0.82rem 1rem;
  background: rgba(255,255,255,0.06);
  border: 1px solid var(--glass-border);
  border-radius: var(--radius-sm);
  color: var(--white);
  font-family: inherit;
  font-size: 0.92rem;
  transition: border-color 0.2s, background 0.2s;
  outline: none;
}

.form-group input::placeholder,
.form-group select option { color: var(--muted2); }

.form-group input:focus,
.form-group select:focus {
  border-color: var(--gold);
  background: rgba(244,166,34,0.05);
}

.form-group select {
  appearance: none;
  cursor: pointer;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}

.sms-consent {
  display: flex;
  align-items: flex-start;
  gap: 0.8rem;
  background: rgba(244,166,34,0.06);
  border: 1px solid rgba(244,166,34,0.2);
  border-radius: var(--radius-md);
  padding: 1.1rem;
  margin-bottom: 1.5rem;
}

.sms-consent input[type="checkbox"] {
  width: 18px; height: 18px;
  min-width: 18px;
  margin-top: 2px;
  accent-color: var(--gold);
  cursor: pointer;
}

.sms-consent label {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.65);
  line-height: 1.6;
  cursor: pointer;
}

.sms-consent label strong { color: var(--gold); }
.sms-consent a { color: var(--gold); }

.btn-submit {
  width: 100%;
  background: var(--gold);
  color: var(--bg);
  font-weight: 700;
  font-size: 1rem;
  padding: 1rem;
  border-radius: var(--radius-sm);
  border: none;
  cursor: pointer;
  transition: background 0.2s, box-shadow 0.2s, transform 0.15s;
  box-shadow: 0 4px 20px rgba(244,166,34,0.3);
  letter-spacing: 0.01em;
}

.btn-submit:hover {
  background: var(--gold-dark);
  box-shadow: 0 4px 32px rgba(244,166,34,0.5);
  transform: translateY(-1px);
}

.form-footer-note {
  font-size: 0.75rem;
  color: var(--muted2);
  text-align: center;
  margin-top: 1rem;
  line-height: 1.6;
}

.form-footer-note a { color: var(--muted); }

/* ---- LEGAL PAGES ---- */
.legal-hero {
  padding: 120px 5% 50px;
  background: linear-gradient(180deg, rgba(244,166,34,0.05) 0%, transparent 100%);
  border-bottom: 1px solid var(--glass-border);
}

.legal-hero h1 {
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 900;
  letter-spacing: -0.04em;
  margin-bottom: 0.4rem;
}

.legal-hero p { color: var(--muted); font-size: 0.9rem; }

.legal-content {
  max-width: 800px;
  margin: 0 auto;
  padding: 60px 5%;
}

.legal-content h2 {
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--white);
  margin: 2.5rem 0 0.7rem;
  padding-bottom: 0.6rem;
  border-bottom: 1px solid var(--glass-border);
}

.legal-content h2:first-of-type { margin-top: 0; }

.legal-content p,
.legal-content li {
  font-size: 0.92rem;
  color: rgba(255,255,255,0.65);
  margin-bottom: 0.8rem;
  line-height: 1.85;
}

.legal-content ul { padding-left: 1.5rem; margin-bottom: 0.8rem; }

.legal-content a { color: var(--gold); }

.highlight-box {
  background: rgba(244,166,34,0.07);
  border-left: 3px solid var(--gold);
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
  padding: 1rem 1.3rem;
  margin: 1.2rem 0;
}

.highlight-box p {
  margin: 0;
  color: rgba(255,255,255,0.8) !important;
  font-weight: 500;
}

/* ---- FOOTER ---- */
footer {
  background: rgba(255,255,255,0.02);
  border-top: 1px solid var(--glass-border);
  padding: 50px 5% 40px;
}

.footer-inner {
  max-width: 1100px;
  margin: 0 auto;
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 2rem;
  flex-wrap: wrap;
  margin-bottom: 2.5rem;
}

.footer-brand img {
  height: 38px;
  width: auto;
  margin-bottom: 0.8rem;
}

.footer-brand p {
  font-size: 0.82rem;
  color: var(--muted);
  max-width: 280px;
  line-height: 1.7;
}

.footer-links-col h4 {
  font-size: 0.78rem;
  font-weight: 700;
  color: var(--muted2);
  letter-spacing: 0.1em;
  text-transform: uppercase;
  margin-bottom: 1rem;
}

.footer-links-col ul {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 0.6rem;
}

.footer-links-col a {
  font-size: 0.85rem;
  color: var(--muted);
  text-decoration: none;
  transition: color 0.2s;
}

.footer-links-col a:hover { color: var(--white); }

.footer-bottom {
  max-width: 1100px;
  margin: 0 auto;
  padding-top: 2rem;
  border-top: 1px solid var(--glass-border);
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 1rem;
}

.footer-copy {
  font-size: 0.8rem;
  color: var(--muted2);
}

.footer-disclaimer {
  font-size: 0.72rem;
  color: rgba(255,255,255,0.25);
  max-width: 600px;
  text-align: right;
  line-height: 1.6;
}

/* ---- RESPONSIVE ---- */
@media (max-width: 900px) {
  .hero-inner { grid-template-columns: 1fr; }
  .hero-visual { display: none; }
  .stats-inner { grid-template-columns: repeat(2, 1fr); }
  .bento-1, .bento-2, .bento-3,
  .bento-4, .bento-5, .bento-6 { grid-column: span 12; }
  .steps-wrapper { grid-template-columns: 1fr; }
  .steps-wrapper::before { display: none; }
  .trust-cards { grid-template-columns: 1fr; }
  .products-grid { grid-template-columns: repeat(2, 1fr); }
  .nav-links { display: none; }
  .form-row { grid-template-columns: 1fr; }
  .footer-inner { flex-direction: column; }
  .footer-disclaimer { text-align: left; }
}

@media (max-width: 600px) {
  .stats-inner { grid-template-columns: repeat(2, 1fr); }
}